Overview
We are excited to offer our new HVAC & Heat Pump Leasing program, designed to provide a simple, affordable, and efficient way for homeowners to adopt energy-efficient heating and cooling technologies. Here's everything you need to know about how the leasing program works and what to expect.
Why Lease Your HVAC & Heat Pump?
In today’s fast-changing market, the high costs of HVAC systems and heat pumps can make ownership challenging. With LightReach, you can enjoy the benefits of an advanced HVAC or heat pump system without the upfront investment, thanks to our lease-to-own program. Here’s why leasing might be a great option:
Low Monthly Payments: Our program provides a simplified, manageable monthly payment structure that bundles the cost of the system and its servicing.
No Upfront Costs: You don’t have to worry about the large initial expense of purchasing a system outright. Instead, you can access energy-efficient HVAC or heat pump technology immediately.
Day 1 Incentives: We take care of obtaining any available rebates and incentives, so you’ll benefit from savings from the start without the hassle of paperwork.
Minimal Credit Impact: The program requires a 650 credit score for approval, and we conduct a soft credit pull, so your credit score or debt-to-income ratio won’t be affected.
Peace of Mind: Servicing is bundled in with the lease, ensuring you won’t face unexpected repair or maintenance costs.
How It Works
Fast and Easy Approval: Our 100% digital platform allows for real-time approvals at the point of sale. The entire process is seamless, allowing you to focus on getting your new system installed quickly.
Installation & Servicing: Once approved, your system will be installed by certified professionals, and ongoing maintenance is included in the leasing agreement, so you’ll have peace of mind knowing that servicing is taken care of.
Simple Payment Structure: You’ll have just two payments to manage—your LightReach bill and your utility bill. This makes budgeting easy and predictable.
End-of-Term Options: At the end of your lease, you’ll have several options:
Continue using the system with additional maintenance support.
Upgrade to the latest technology.
Explore buy-out options if you decide ownership is the right path for you.
Service and Maintenance
One of the biggest advantages of leasing through LightReach is the inclusion of ongoing service and maintenance in your contract. This means that you won’t need to worry about unexpected repair costs or arranging routine maintenance. Everything is covered, ensuring your system stays in top condition throughout the lease period.
If you need service or have any issues with your system, you can easily reach out to your installer for assistance. The contact information for your installer can be found in your Palmetto account online or within the Palmetto app. Just log in, and all the necessary details will be readily available, so you can request service with ease.
Whether it's routine maintenance or troubleshooting, your installer will be your go-to point of contact for any support you need.
Why Choose LightReach?
Incentive-Driven Savings: We incorporate all available incentives and rebates directly into your leasing agreement from day one, so you don’t miss out on savings.
Faster, Easier Access: With our integrated digital platform, approvals are quick and contractors are paid faster, meaning your system gets installed without delay.
No Impact on Credit: Your credit score or debt-to-income ratio isn’t affected, making it easier for you to access high-quality HVAC and heat pump systems.
Who Should Consider Leasing?
If you’re interested in upgrading your home’s heating or cooling system but don’t want to commit to the high upfront costs, leasing could be a great option. The program is also ideal for those who want to take advantage of available incentives and rebates and enjoy a worry-free experience with bundled servicing.
Ready to Get Started?
If you’re ready to explore HVAC or heat pump leasing, contact us today to get started. Our experts are available to help guide you through the process and answer any questions you may have.